Mildew is an airborne fungus that can grow on most surfaces, including painted ones. It can be black, gray, green or brown in color, and may look like dirt on the surface.
Mildew requires moisture, warmth, a food source and a surface in order to grow; the following conditions will increase the chances of mildew growth:
Peeling is the final result when a paint film loses its adhesion to the substrate. Peeling may occur between coats of paint (intercoat failure), or all the paint coats may peel from the underlying substrate (total film failure).